
Built for expatriates living and working in the UAE. Quick approvals, flexible repayment plans and an advisor who understands the questions expats face.
Mortgage solutions
Enter your yearly rent and the price of a similar home to compare what you pay today with a mortgage payment.
Assumes 20% down, 4.25% rate and a 25-year term. Excludes service charges and price growth.
Expatriates face their own challenges when financing a home in the UAE: visa status, employment history and how each bank treats each nationality. Our consultants know these rules and prepare your application to fit them.
First-time buyer or upgrading to a bigger home, you get tailored guidance at every step, from comparing mortgage products to handling the legal and documentation requirements.
Owning a home in the UAE is a milestone, and we go above and beyond to make it a smooth one. Rynix is your partner on the journey to homeownership.
Total monthly debt repayments, including the new mortgage, must stay within 50% of income for both routes.
A free call to work out what you can borrow and what you will need upfront.
We match you with the right lender and secure your pre-approval.
Search Rynix listings with a budget the bank has already confirmed.
Price agreed, bank valuation booked and final offer issued.
Title deed issued in your name at the Trustee office.
Yes. Plenty of lenders finance self-employed buyers and people with variable income. They look for two years of trading history and consistent income in your statements, and we present your file in the way they expect to see it.
Most banks look for at least AED 15,000 a month, although some accept less for smaller loans. Total monthly repayments, including the new mortgage, cannot exceed 50% of income.
No. Salary transfer often earns a slightly better rate, but several banks offer non-salary-transfer mortgages. We compare the real cost of both.
Under current rules, property worth AED 2 million or more can qualify an owner for a 10-year Golden Visa, including mortgaged property. We confirm the latest criteria before you commit.
Tell us straight away. A new job still in probation can pause an approval, but with early notice we can often find a lender that will proceed.
Tell us a little about your plans and our team will get back to you.
Prefer to talk now? +971 52 705 1497